This dataset classifies people described by a set of attributes as good or bad credit risks.
To download the German Credit Data, you can use the following command:
python -m factory.core.ObjMLDatasets download-data german_credit
This dataset has 20 attributes and a class attribute.
- Existing checking account:
- A11: ... < 0 DM
- A12: 0 <= ... < 200 DM
- A13: ... >= 200 DM / salary assignments for at least 1 year
- A14: no checking account
- Duration in month:
- Credit history:
- A30: no credits taken/ all credits paid back duly
- A31: all credits at this bank paid back duly
- A32: existing credits paid back duly till now
- A33: delay in paying off in the past
- A34: critical account/ other credits existing (not at this bank)
- Purpose:
- A40: car (new)
- A41: car (used)
- A42: furniture/equipment
- A43: radio/television
- A44: domestic appliances
- A45: repairs
- A46: education
- A47: (vacation - does not exist?)
- A48: retraining
- A49: business
- A410: others
- Credit amount:
- Savings account/bonds:
- A61: ... < 100 DM
- A62: 100 <= ... < 500 DM
- A63: 500 <= ... < 1000 DM
- A64: .. >= 1000 DM
- A65: unknown/ no savings account
- Present employment since:
- A71: unemployed
- A72: ... < 1 year
- A73: 1 <= ... < 4 years
- A74: 4 <= ... < 7 years
- A75: .. >= 7 years
- Installment rate in percentage of disposable income:
- Personal status and sex:
- A91: male : divorced/separated
- A92: female : divorced/separated/married
- A93: male : single
- A94: male : married/widowed
- A95: female : single
- Other debtors / guarantors:
- A101: none
- A102: co-applicant
- A103: guarantor
- Present residence since:
- Property:
- A121: real estate
- A122: if not A121 : building society savings agreement/ life insurance
- A123: if not A121/A122 : car or other, not in attribute 6
- A124: unknown / no property
- Age in years:
- Other installment plans:
- A141: bank
- A142: stores
- A143: none
- Housing:
- A151: rent
- A152: own
- A153: for free
- Number of existing credits at this bank:
- Job:
- A171: unemployed/ unskilled - non-resident
- A172: unskilled - resident
- A173: skilled employee / official
- A174: management/ self-employed/ highly qualified employee/ officer
- Number of people being liable to provide maintenance for:
- Telephone:
- A191: none
- A192: yes, registered under the customers name
- foreign worker:
- Class: